The game is simple. Insurance companies must make more money than they pay out. And, they make billions of dollars because they know how to win the game. An essential strategy for insurance companies is underpaying (and often not paying at all!) compensation to unrepresented injury victims. They use their highly-trained employees and their lawyers to execute their gameplan. They have loads of cash, vast resources, computer models, and global databases all designed to pay you less than your claim is worth. Since 2009, we have been helping injury victims level the playing field and maximize their compensation. Over the years, our clients have told us many stories about how insurance companies treated them before we were hired. There are many tricks insurance companies play, but we settled on five common tricks we see insurance companies play on unrepresented injury victims.